Two ways by which your money can work for you are: Money earns Money: You can give money to someone to use it for a pre-defined period of time. That money will come back with an interest. Or you can also invest in stocks. Buying something that could increase in value: You are an owner of something for which you hope that its value will increase with time. At the time of need, you can"Top 10 Financial Investment Options in India 2015"