It’s pretty much inevitable that smartphone mobile payments will become widespread, though they have yet to take off in the UK. But such services should be grabbing headlines throughout 2015. Apple appears ever-so-close to the UK roll-out of its Apple Pay service. And, in spite of the advent of Android, the iPhone manufacturer is still highly influential when breaking such ground. The launch of Apple Pay won’t be useful for everybody, but mobile payments as a whole will undoubtedly benefit. Services such as Zapp for Android are eyeing 2015 launches, and EE’s Cash on Tap service is laying the foundations for a year where every transaction from train journeys to chewing gum could get the mobile treatment.