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Auto Loan Interest Rates United States 2016


Current Auto Loan Interest Rates

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When the Federal Reserve hiked interest rates this month for the first time innearly a decade, Fed Chair Janet Yellen said the takeaway for the average American is the U.S. economy is improving.

“The first thing that Americans should realize is that the Fed’s decision today reflects our confidence in the U.S. economy,” she said in a news conference. “While things may be uneven across all regions of the country, we see an economy on a path of sustainable improvement.”

Beyond the psychological signal, the Fed’s unanimous decision to increase its key federal funds rate to 0.25 percent — up from at or near zero percent — changes what banks charge each other for overnight loans. Because banks and other lenders use the Fed benchmark to determine the rate on loans from mortgages to credit cards, consumers will see a difference, albeit a small one.




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